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Other specialty medical loans up to ,000 are available from a company called Medical Financing.com, says Buckley.

Otherwise, potential parents typically turn to unsecured loans, home equity loans, credit cards and lines of credit from their banks, Buckley says.

Unfortunately, these routes aren’t as easy for those who don’t have that star paycheck to pay for it.

While it seems like it might be an easy alternative, the reality, of course, is more complicated and expensive.

Gestational surrogacy is when a woman carries a baby to term for a couple.

The largest surrogacy agency, Growing Generations, offers a financing program up to 0,000 for its clients at rates that compare to second mortgages or equity lines of credit, the company says.And let’s not forget about Giuliana and Bill Rancic’s nearly 1-year-old, Duke, also born via a surrogate.From surrogates to adoption, there’s a baby boom happening in Hollywood.“If you need a sperm, egg and uterus, it can cost 0,000.” Buckley says the overall costs can be between ,000 to 0,000 if the couple can donate their own eggs or frozen fertilized embryos.These involve fees to the agency, gestational carrier, attorney and social worker, along with legal and medical costs and money to cover the carrier’s maternity wardrobe and travel expenses.

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